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Insurance Products & Services

Employee Benefits

EMPLOYER SPONSORED BENEFITS

  • MEDICAL
  • DENTAL
  • SHORT TERM DISABILITY
  • LONG TERM DISABILITY
  • GROUP LIFE
  • TRAVEL/ACCIDENT
  • VISION

VOLUNTARY INSURANCE PLANS

  • CANCER & DREAD DISEASE
  • DENTAL
  • DISABILITY
  • INTENSIVE CARE
  • TERM LIFE
  • UNIVERSAL & WHOLE LIFE
  • LONG TERM CARE
  • VISION

FLEXIBLE BENEFIT PLANS

  • CAFETERIA PLANS (SECTION 125)
  • PREMIUM ONLY PLANS (POP)
  • FLEXIBLE SPENDING ACCOUNTS (FSA)
  • CHILD
  • HEALTH SAVINGS ACCOUNTS (HSA)
  • HEALTH REIMBURSEMENT ARRANGEMENTS (HRA)

EXECUTIVE COMPENSATION PLANS

  • BUY-SELL AGREEMENTS
  • DEFERRED COMPENSATION PLANS
  • KEY EMPLOYEE LIFE INSURANCE
  • EXECUTIVE BONUS PLANS

RETIREMENT PLANNING

  • 401-K ‘ s
  • ANNUITIES
  • IRA ‘s
  • PENSION PLANS
  • PROFIT SHARING PLANS

Individual Benefits

HEALTH INSURANCE

  • MAJOR MEDICAL
  • HEALTH SAVINGS ACCOUNTS (HSA)
  • MEDICARE SUPPLEMENTS
  • CANCER
  • SHORT TERM MEDICAL
  • STUDENT MEDICAL
  • CRITICAL ILLNESS LIFE INSURANCE
  • TERM LIFE
  • UNIVERSAL LIFE
  • WHOLE LIFE
  • SURVIVORSHIP LIFE

OTHER COVERAGES

  • LONG TERM DISABILITY
  • LONG TERM CARE
  • ANNUITIES
  • TRAVEL INSURANCE
  • HEART/STROKE